Unlock the Door to Your Dream Home with Faith Lending's Tailored Mortgage Solutions

Your Home,

Your Future,

Our Promise.

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Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!

(908) 469 - 1590

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Unlock Your Dream Home with Our Mortgage Solutions.

10+

Year of

experiance

who we are?

Your Trusted Partner in Home Financing

we’re more than just a mortgage lender—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.

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Frequently Asked Questions

What is the difference between a fixed-rate and an adjustable-rate mortgage?

A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.

How do I know how much I can borrow?

Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.

What documents do I need to apply for a mortgage?

Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.

How long does the mortgage approval process take?

The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.

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Copyright 2024 | Faith Lending Associates

Licensed to do Business in the States of NJ, PA, FL & CT in Partnership with Garden State Mortgage Corp

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1435 Morris Avenue, Union New Jersey 07083

(908) 469-1590

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